Monthly News from Lowell Small Business Assistance Center

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LSBAC Monthly Newsletter July 2011 Keeping you updated and informed. Greetings LSBAC Friend,   This month, we would like to congratulate a client who recently celebrated the opening of her small business. Leyla Al-Zubaydi and her family opened Babylon Restaurant in early June, serving delicious Middle Eastern food. The LSBAC worked closely with Leyla and her family, providing counseling and technical assistance as they went through the process of opening. The Al-Zubaydi family are recent arrivals from Uzbekistan, after leaving Iraq as refugees. With them they bring the traditional tastes of their native land.   The restaurant is located at 25 Merrimack Street in Downtown Lowell (978-710-4278). When you first walk in, one immediately gets the sense of being in a unique atmosphere. The walls are painted red and green, like the Iraqi flag and appeasing Middle Eastern music flows throughout as the smell of fresh food wafts past your nose. Be sure to stop by for lunch or dinner and mention that you read about their restaurant here in the LSBAC E-news.   Congratulations!   This month kicks off the Lowell Farmer's Market, so be sure to get out and support our local famers and their small businesses. The Market is every Friday in downtown Lowell from 2pm to 7pm at JFK Plaza. Learn more by clicking HERE .   This summer, the Center is putting together a September 2011 thru June 2012 calendar of trainings, workshops and seminars - so stay tuned and get ready to further your education and knowledge. But until then, check out our upcoming classes for July below!   Sincerely,    Stacie Hargis Director       Upcoming Seminars   Lowell Small Business Assistance Center Microloan Fund Program Orientation  Want to grow your business? Unable to get conventional financing? Come to hear more about how the program works.   Date: Monday, July 11, 2011 Time: 6pm to 8pm Location: The Lowell Small Business Assistance Center No Fee Please contact Terry Williams at twilliams@comteam.org  or call 978-322-8400 to sign up   The Essential IT Infrastructure for Small Businesses As a small business owner the last thing you may want to deal with is the technological jargon and increasing complexity of information technology.  This seminar will provide you with an overview of the essential IT infrastructure you need to start and run a business.  Topics that will be covered: ·         Choosing a personal computers vs. Apple ·         Using tablets vs. netbooks ·         What type of security do you need for you business? ·         What networking do you need to build a complete network infrastructure? ·         What applications do you need for your business? ·         How can you leverage free Internet tools? ·         Web 2.0 and Social Networking ·         And more   Date:  Wenesday, July 13, 2011  Time: 6pm to 8pm Location: The Lowell Small Business Assistance Center No Fee Please contact Stacie Hargis at shargis@comteam.org or call 978-322-8400 to sign up     How to Generate Additional Income Through Business Ventures   Date: Tues, July 12, 2011 Time: 6 pm to 7:30 pm  Location: Community Teamwork, Inc. 155 Merrimack Street Lowell, MA 01852 No Fee   For registration, please call Gladys at (978) 654-5673 Lowell Small Business Assistance Center Orientation  Come to learn all about the services we offer and what your next steps are for starting your business.   Date: Tuesday, July 19, 2011 Time: 4pm to 5:30pm Location: The Lowell Small Business Assistance Center No Fee   Please contact Stacie Hargis at shargis@comteam.org or call 978-322-8400 to sign up   Resources   Community Teamwork Inc. and the Lowell Small Business Assistance Center Announce the Lowell Small Business Assistance Center Microloan Fund   Want to grow and/or enhance your small business?  Unable to get conventional bank financing?    The Lowell Small Business Assistance Center's Microloan Fund Program serve entrepreneurs in the Merrimack Valley who lack access to conventional credit but who have the capacity to achieve small business growth     Click here to read the Lowell Sun Article.     Interested Businesses Should Contact Us Directly:             Terry Williams, Assistant Director             978-322-8402             twilliams@comteam.org   More Info: Loan Products             Loans up to $5,000;             Up to 5 years to pay back, depending on financial analysis;             No prepayment penalties;             Low annual interest rate;             Technical assistance and training on small business topics.   Eligible Businesses             Existing businesses (in business at least 12 months)             Retail             Service             Wholesale   Eligibility Criteria             Must be unable to obtain a conventional bank loan;             The business must be located within the Merrimack Valley;             Must be able to demonstrate a capacity to repay the loan;             Must be willing to receive technical assistance.   **************************************************************************************************************  Upcoming Training - Community Teamwork Inc. - Family Finance Solutions The Financial Literacy Program at Community Teamwork Inc. is empowering clients to make sound financial decisions through the provision of quality training, education, and resources.   Classes run throughout June and July. Go to www.ctifamilyfinance.org to learn more. For registration, please call Gladys at (978) 654- 5673. All trainings will take please at Community Teamwork's main office located on 155 Merrimack Street in Downtown Lowell.   ************************************************************************************************************  FDIC Small Business Hotline The FDIC encourages bank lending to creditworthy small businesses. The FDIC also encourages small businesses that may have an inquiry or concern about the availability of credit to contact thier Small Business Hotline at 1-855-FDIC-BIZ (1-855-334-2249).   ************************************************************************************************************  Save on Energy Costs   Mass Saves offers technical and financial assistance for you to save on money on energy by offering energy assessments and other incentives. Find out more here: http://www.masssave.com/business/        Announcements Announcements are a community bulletin and do not reflect any opinion, mission or program of the Lowell Small Business Assistance Center or Community Teamwork Inc.   *************************************************************************************************************** Tell Us     Do you have a business related announcement you would like to share? Do you offer a business service that you think would benefit other businesses? Please send your announcements directly to shargis@comteam.org.   In Case You Missed It What to do before calling it quits (of course this article does not say to contact the Center first, but it should): American Express Article   Social Enterprise, what is it all about: New York Times Article   Technological Innovation: New York Times Article   The mission of the Lowell Small Business Assistance Center is to provide entrepreneurs from ethnically and economically diverse groups with the education, tools and resources needed to create, sustain or expand viable small businesses. Location: 88 Middle St., 2nd Floor, Downtown Lowell, 01852 Phone: 978-322-8400 Website: http://www.lowellsmallbusiness.org/  Facebook: LSBAC on Facebook In This Issue Upcoming Seminars Resources Announcements In Case You Missed It About Us Quick Links    LIKE our Facebook Page! Register Now for Seminars and Training    Learn More About Us   The Lowell Small Business Assistance Center is a one-stop business assistance center that provides one-on-one counseling, entrepreneurship training, and a variety of seminars.   Call (978)322-8400 for more information.

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